What is "very common" depends on where you are. According to Randall, the commonest surgeonfish in most places where it occurs is the Striated Bristletooth (
Ctenochaetus striatus), but it doesn't have any white on it. The Brown Surgeonfish aka Dusky Surgeonfish aka Brown Tang (
Acanthurus nigrofuscus) is also very common in some locations, but again doesn't have any white on it.
No Surgeonfish has a white spot on the tail. Many have a white bar at the base of the tail, and
Acanthurus thompsoni has a white tail in some locations, but most of these have a blue or grey background colour. However, acanthurids have the ability to quickly change their colours and can look very different, and this can effect the edges of things like bars to make them look more ragged (and possibly 'spot'-like). Usually they are darkening from pale greys and blues to almost completely black. I suspect the fish you've been watching have ben doing something like that.
Also possible is the Orangespine Unicornfish (
Naso lituratus) which has a white spot between the orange peduncular spines. I've seen them in large schools where, from a distance of 10 metres, the orange spines are not visible, but the white spot on the peduncle is quite distinctive. Their background colour is usually grey but they can get quite dark too.
A photo of your fish would be helpful.
Hix